Important disclosures regarding the information provided on this website and the nature of JNT Lending's services.
Effective Date: June 1, 2026The information contained on this website (jntlending.com) and in any materials provided by JNT Lending Commercial Capital ("JNT Lending," "we," "us," or "our") is provided for general informational and educational purposes only. It is not intended as, and shall not be understood or construed as, professional financial, legal, tax, accounting, or investment advice.
By accessing and using this website, you acknowledge that you have read, understood, and agree to be bound by this Disclaimer in its entirety. If you do not agree with any part of this Disclaimer, please discontinue your use of this website immediately.
Nothing on this website constitutes an offer to lend, a commitment to provide financing, or a guarantee that any particular financing terms will be available to any applicant.
The content published on this website — including but not limited to articles, guides, FAQs, educational materials about the 5 C's of Credit, DSCR, LTV, and other lending concepts — is intended solely for educational and informational purposes.
This content does not constitute, and should not be relied upon as, professional financial, legal, tax, investment, or accounting advice. The information may not reflect current developments, may not be applicable to your specific situation, and may contain errors or omissions.
JNT Lending expressly disclaims any liability arising from your reliance on any information contained on this website for financial, legal, or business decision-making purposes.
Submitting an inquiry, application, or qualification form through this website does not guarantee financing approval, commitment, or the availability of any specific loan product, rate, or term. All financing is subject to underwriting review, credit approval, lender participation, and applicable regulatory requirements.
Stated timelines — including references to "24-48 hour" approvals or funding — are general estimates based on typical processing and are not guaranteed. Actual timelines may vary based on:
JNT Lending does not guarantee the availability, terms, rates, or approval of any loan product. All financing decisions are made by independent lenders in accordance with their own underwriting standards.
JNT Lending acts as a commercial lending advisor and loan originator/packager. In certain transactions, JNT Lending may work with or refer clients to third-party lenders, funding sources, or financial institutions ("Lenders") who make independent lending decisions.
JNT Lending does not control, and is not responsible for, the actions, decisions, products, rates, terms, or practices of any third-party Lender. Any financing provided through a third-party Lender is governed solely by the agreement between you and that Lender. You should carefully review all loan documents, terms, and disclosures provided by any Lender before entering into a financing agreement.
References on this website to specific loan products, funding amounts, or financing terms do not constitute offers from JNT Lending or any third-party Lender and are subject to change without notice.
While JNT Lending makes reasonable efforts to ensure that information on this website is accurate and current, we make no representations, warranties, or guarantees, express or implied, regarding the completeness, accuracy, reliability, suitability, or availability of any information contained herein.
Market conditions, interest rates, lending criteria, regulatory requirements, and business circumstances change frequently. Information that was accurate at the time of publication may no longer be current. You should always verify critical information independently and with qualified professionals before making any business or financial decision.
JNT Lending reserves the right to modify, update, or remove any content on this website at any time without notice.
This website may contain forward-looking statements, projections, or examples that involve known and unknown risks, uncertainties, and other factors that may cause actual results, performance, or outcomes to differ materially from those expressed or implied.
Words such as "may," "will," "expect," "anticipate," "estimate," "plan," or similar expressions are intended to identify forward-looking statements. These statements are based on current expectations and assumptions and are subject to various risks and uncertainties. Actual results may differ materially.
JNT Lending undertakes no obligation to update or revise any forward-looking statements to reflect changed circumstances or new information.
Testimonials, success stories, and case study examples appearing on this website represent individual client experiences and results. These examples are provided for illustrative purposes only and are not representative of typical outcomes.
Individual results will vary based on business type, revenue, creditworthiness, collateral, use of proceeds, market conditions, and many other factors. Past client results do not guarantee similar outcomes for your business.
Funding amounts referenced in testimonials (e.g., "$75K MCA," "$120K MCA") reflect specific transactions under specific circumstances and are not indicative of amounts available to any prospective applicant. All funding is subject to lender approval and may differ from amounts discussed on this site.
This website may contain links to third-party websites, resources, or services that are not owned or controlled by JNT Lending. These links are provided solely for convenience and informational purposes.
JNT Lending has no control over, and assumes no responsibility for, the content, privacy policies, practices, or services of any third-party websites. We do not warrant or make any representations concerning the accuracy, completeness, or usefulness of any information contained on any linked website.
The inclusion of any link does not imply endorsement by JNT Lending of the linked site or any association with its operators. We encourage you to review the privacy policy and terms of any website you visit.
To the maximum extent permitted by applicable law, JNT Lending, its officers, directors, employees, agents, affiliates, and representatives shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:
Some jurisdictions do not allow the exclusion of certain warranties or limitation of liability for incidental or consequential damages. In such jurisdictions, our liability is limited to the fullest extent permitted by law.
JNT Lending operates as a commercial lending advisor and business funding company. Lending activities are subject to applicable state and federal laws and regulations. JNT Lending is not a bank, credit union, or federally insured depository institution.
Merchant Cash Advances (MCAs) are not loans. An MCA is a commercial transaction in which a business sells a portion of its future receivables to a funding provider in exchange for an upfront cash payment. MCAs are generally not subject to the same regulatory framework as traditional loans and may carry costs that, when expressed as an annual percentage rate, may be higher than traditional financing options.
Before entering into any MCA or commercial financing agreement, we strongly encourage all applicants to carefully review the total cost of financing, repayment obligations, and all terms and conditions with a qualified financial advisor.
JNT Lending serves businesses in Florida, Georgia, North Carolina, South Carolina, Virginia, Maryland, and other states where permitted. Services may not be available in all states. Eligibility and available products vary by location and applicable law.
If you have questions about this Disclaimer or would like to discuss the information provided on this website, please contact us:
This Disclaimer is effective as of June 1, 2026, and supersedes all prior versions. JNT Lending reserves the right to update this Disclaimer at any time. Continued use of this website after any changes constitutes your acceptance of the revised Disclaimer.